Top Small Business Credit Cards for Airline Miles

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Business purchases are one of the quickest ways to rack up the miles. Whether you buy lunch for a client meeting, book travel for a client, or advertise on the Internet, you can earn bonus miles on most purchases. This task is even easier when focus on having business credit cards for airline miles instead of cash rewards.

Top Business Credit Cards For Airline Miles

Airline miles are usually the most valuable credit card rewards points you can redeem. This is especially true if you can transfer them directly to an airline and save them for business or first class cabin tickets. Also, many of the cards listed are also some of the best credit cards for startups and are generally on some of the ‘best’ lists.

Most of these cards offer point transfers and travel redemption bonuses. They also make it easy to earn bonus miles on common purchases. Some of these cards offer other travel benefits that add extra value to the card.

The Business Platinum from American Express

The Business Platinum® Card from American Express is the quickest way to earn the most miles when buying airfare. You get 5x Membership Rewards points on all flights and hotels you book on AmexTravel.com. Any purchase larger than $5,000 earns 1.5x points instead of the 1 point per $1 base rate.

You get 35% of your redeemed points back (up to 500,000 points per year) when booking any flight on the airline of your choice or a premium cabin seat on most airlines. Your points might be worth more by transferring them to 1:1 Membership Rewards airline partners including Delta, Emirates, British Airways, or Singapore Airlines.

This card offers a suite of air travel benefits that frequent business flyers will enjoy:

  • $200 airline fee credit
  • Centurion, Priority Pass Select, and Delta Sky Club lounge access (plus several more!)
  • Global Entry or TSA PreCheck application fee credit

This card has a $595 annual fee (See Rates & Fees). There is also a limited-time bonus offer where you can earn up to 100,000 Membership Rewards points. Learn more about this major welcome bonus as well as other card features in our in-depth Amex Business Platinum Card review.

Ink Business Preferred Credit Card

The best Chase business credit card for airline miles is the Chase Ink Business Preferred℠ Credit Card. You earn 3x Ultimate Rewards on the first $150,000 in combined purchases for:

  • Travel
  • Shipping purchases
  • Internet, phone, and cable services
  • Search engine and social media advertising

Your points are worth 1.25 cents each when booking any award travel on the Expedia-powered Chase Ultimate Rewards travel portal. Each point is only worth 1 cent each for cash rewards. You can also transfer your points to 13 travel partners at a 1:1 ratio including United, Southwest, British Airways, Emirates, and World of Hyatt.

The annual fee is $95 per year. This card also has a massive signup bonus of 80,000 bonus Ultimate Rewards points worth $1,000 in award travel. The bonus is yours by spending $5,000 in the first 3 months.

American Express Business Gold Card

If you don’t need fringe travel benefits like airport lounge access the Amex Business Platinum offers, you can still earn up to 4x Membership Rewards with the American Express® Business Gold Card.

You get 4x points 2 categories of your choice like airfare purchased directly from the airline, U.S. purchases for advertising spending (online, TV, or radio), and purchases at U.S. restaurants. The 4x bonus applies to the first $150,000 in combined annual spending and all non-bonus purchases earn 1 point per $1.

When booking award flights on AmexTravel.com, you can get 25% of your points back (up to 250,000 points per year). Or, you can transfer them to the 1:1 Membership Rewards airline partners with the American Express Business Gold.

The annual fee is $295 (See Rates & Fees). This can be a better option when you can’t maximize the Business Platinum benefits. Still, you can compare the Amex Business Gold vs Amex Business Platinum if you are still undecided.

Capital One Spark Miles for Business

Earn unlimited 2x miles per $1 you spend with the Capital One® Spark® Miles for Business. Your miles are redeemable for travel statement credits, booking future travel, and transferring to frequent flyer programs. Capital One also covers your Global Entry or TSA PreCheck application fee credit, up to $100.

The annual fee is $0 for the first year and then $95. Also, the limited-time signup bonus is 50,000 bonus miles ($500 value) by spending $4,500 in the first 3 months. Check out our Capital One Spark Business Cards review for more details as well as details on the other Spark cards.

Blue Business Plus Credit Card from American Express

Not all of the best business credit cards for airline miles have an annual fee. The Blue Business® Plus Credit Card from American Express has no annual fee (See Rates & Fees) and earns 2x Membership Rewards points on the first $50,000 in annual purchases. When your other Amex business credit cards only earn 1x point per $1, use the Blue Business Plus instead.

Your points are worth 1 cent each when booking award flights through AmexTravel. You can also transfer your points on a 1:1 basis to the Membership Rewards transfer partners.

Check out the other best business credit cards with no annual fee for more examples.

United Explorer Business Card

The United℠ Explorer Business Card, one of the best United credit cards, earns 2x MileagePlus miles on United Airlines, restaurants, gas stations, and office supply stores. All other spending earns an unlimited 1x mile per $1.

This card currently has one of the best credit card offers of up to 100,000 bonus miles. Earn the first 50,000 miles by spending $5,000 in the first 3 months. Spend $25,000 in total purchases during the first 6 months to get the second 50,000 bonus miles.

Other United travel benefits this card offers include:

  • First checked bag is free for you and one companion
  • Priority boarding
  • Premier upgrades for MileagePlus Premier members (when available)
  • 2 United Club one-time passes at account opening and each card anniversary

The annual fee is $95 per year. Award flights start at 12,500 for domestic flights, although United award flight changes arrive in late 2019.

Learn more: Business Credit Cards

Southwest Rapid Rewards Performance Business Credit Card

The Southwest Rapid Rewards® Performance Business Credit Card is the newest addition to the best Southwest credit cards family. This card is great if you fly Southwest often as you get 365 in-flight WiFi credits each year, up to four Upgraded Bookings, and a Global Entry or TSA PreCheck application fee credit.

You earn 3x points on Southwest purchases, 2x points for online advertising, Internet, phone and cable services, plus 1x points on everything else. Each card anniversary you get 9,000 bonus Rapid Rewards points.

The signup bonus is 80,000 bonus Rapid Rewards points by spending $5,000 in the first 3 months. Any bonus offer points, anniversary points, and purchase rewards count toward the 110,000 required points to get the Southwest Companion Pass.

The annual fee is $199 but the ongoing card benefits and the 9,000-anniversary points can be well worth the fee.

Learn more: Business Credit Cards

Summary

When you want to earn the most valuable credit rewards points, the business credit cards for airline miles is a great starting point. These cards make it easy to redeem your points for more than 1 cent each, which is the average redemption value for credit card points. Being able to earn bonus points on multiple business purchases (not just travel purchases) is another reason to consider these cards.

For rates and fees of The Business Platinum® Card from American Express, please click here.

For rates and fees of the American Express® Business Gold Card, please click here.

For rates and fees of The Blue Business® Plus Credit Card from American Express, please click here.

Josh Patoka

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Editorial Note: The editorial content on this page is not provided by any bank, credit card issuer, airlines or hotel chain, and has not been reviewed, approved or otherwise endorsed by any of these entities.



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