The Best Contactless Credit Cards for Your Wallet

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Contactless payments are a growing trend for quick and secure credit card payments. Paying contactless may not be the same status symbol as metal credit cards but it’s still pretty impressive. To use this latest payment technology while earning the most rewards points, consider adding one of the best contactless credit cards to your wallet.

It’s possible you may already own one of the following cards. If your current card isn’t contactless, the bank will replace it when your current card expires. If you can’t wait, you might be able to request a replacement sooner as well.

The Best Contactless Credit Cards

Most contactless credit cards are best for earning travel rewards. There are several cash back credit cards too. Fortunately, there are plenty of options that will likely be good for you, depending on your financial habits and goals.

Chase Sapphire Reserve

All Chase Visa credit cards allow contactless payments. The most luxurious of them is the Chase Sapphire Reserve. If you love to travel, the Sapphire Reserve is for you. You will enjoy these travel benefits:

  • $300 annual travel credit
  • Priority Pass Select lounge access
  • Points are worth 50% more when booking award travel
  • 1:1 airline and hotel point transfers
  • Global Entry or TSA PreCheck fee credit

You earn unlimited 3x Ultimate Rewards points on travel and dining. Every non-bonus purchase earn 1 point per $1 spent. Your points are most valuable when booking award travel and easily worth at least 1.5 cents each. Some of the best transfer partners include Southwest Airlines, United Airlines, Emirates, and the World of Hyatt.

The Chase Sapphire Reserve® signup bonus is 50,000 bonus Ultimate Rewards points worth $750 in award travel after spending $4,000 in the first 3 months.

Chase Sapphire Preferred

The Chase Sapphire Preferred is the Sapphire Reserve’s little brother. It doesn’t have premium travel benefits but you still get several trip insurance benefits and primary rental car insurance. The annual fee is also $95 instead of the $450 for the Sapphire Reserve.

You earn 2x Ultimate Rewards points on travel and dining plus 1x points for everything else. Your points are worth 25% more when booking award travel and you can also transfer them to 13 airline and hotel partners on a 1:1 basis.

The signup bonus for the Chase Sapphire Preferred® Card is 60,000 bonus points worth $750 in award travel by spending $4,000 in the first 3 months.

Capital One Venture Rewards Credit Card

The Capital One® Venture® Rewards Credit Card is one of the best cards for earning travel miles. You earn unlimited 2 miles for every $1 spent regardless of the purchase category. Hotels.com/venture purchases earn 10x miles through January 2020. Your Venture miles are redeemable for travel statement credits, future travel, and transfers to airline partners.

Capital One also credits your application fee for Global Entry or TSA PreCheck. You can learn more about this fee credit and other Venture Rewards benefits through the in-depth Capital One Venture Card Review 2019.

The signup bonus is 50,000 bonus miles worth $500 by spending $3,000 in the first 3 months. Your annual fee is $0 for the first 12 months and then $95 after that.

Ponder this: Read our Capital One Venture vs Chase Sapphire Preferred comparison.

Platinum Card from American Express

The Platinum Card® from American Express is another top contender for the best contactless credit card for premium travel rewards. It’s an awesome option for frequent flyers for these reasons:

  • Earn 5x Membership Rewards on flights booked directly from the airline or AmexTravel.com
  • 1:1 airline and hotel points transfers
  • $200 air travel credit
  • Global Lounge Collection access (Centurion, Priority Pass, Delta Sky Club, and others!)
  • Global Entry or TSA PreCheck fee credit

There are many other little-known Platinum Card benefits you may enjoy. Your points are most valuable when booking award flights. Some of the best airline transfer partners are Delta, British Airways, and Emirates.

The standard welcome bonus is 60,000 bonus points worth $600 by spending $5,000. However, you might qualify for this card’s highest-ever bonus offer of 100,000 bonus points worth $1,000 in travel.

Learn more: Travel Rewards Credit Cards

American Express Gold Card

Look at the American Express® Gold Card to maximize lifestyle purchases. You earn 4x Membership Rewards on dining worldwide and the first $25,000 spent at U.S. supermarkets. Flights booked directly from the airline or on AmexTravel earn 3x points (1x for all remaining purchases).

You can book award flights through AmexTravel or transfer them to the 1:1 Membership Rewards transfer partners with the American Express Gold Card.

Key card benefits include a $100 airline fee credit and up to $120 in dining credits (enrollment required). The welcome bonus is 35,000 points by spending $2,000 in the first 3 months.

Learn more: Travel Rewards Credit Cards

Southwest Rapid Rewards Priority Card

The Southwest Rapid Rewards® Priority Credit Card is the most benefit-packed Southwest credit card. Each point you earn also counts toward getting the annual Southwest Companion Pass. You earn 2x points on Southwest purchases and 1x points for everything else.

Southwest travel perks include a $75 Southwest annual travel credit, up to 4 Upgraded Bookings per year, and 7,500 anniversary points. It is also one of the best Southwest credit cards available.

You might time your application to earn the limited-time Southwest credit card offer. The standard bonus is 40,000 Rapid Rewards points by spending $1,000 in the first 3 months. But, you can earn another 20,000 bonus points after spending $12,000 in the first 12 months.

Capital One Quicksilver Cash Rewards Credit Card

If you prefer earning cash rewards, the Capital One® Quicksilver® Cash Rewards Credit Card earns unlimited 1.5% back. There is no annual fee or foreign transaction fee. You will also earn a $150 cash bonus by spending $500 in the first 3 months of account opening.

It’s also one of the best Capital One credit cards for travel.

Chase Freedom

The Chase Freedom® earns up to 5% back on the first $1,500 spent on quarterly bonus purchases like gas and grocery stores. All non-bonus purchases earn 1% back with Chase Freedom. Your points are redeemable for cash, travel, and gift cards.

You can even pool your points with some of the other best Chase credit cards that earn Ultimate Rewards points to boost their value.

This card doesn’t have an annual fee. The signup bonus is $150 bonus cash after spending $500 in the first 3 months.

Related article: Read our Chase Freedom review to see how your points can be worth 50% more.

Learn more: Cash Back Credit Cards

Ink Business Preferred

The Ink Business Preferred℠ Credit Card is one of the best contactless credit cards for business purchases. You earn 3x Ultimate Rewards points on the first $150,000 combined purchases for travel, shipping, online advertising, office supply stores, and Internet, phone and cable service.

Your points are worth 25% more when redeeming for award travel instead of cash rewards. You can also transfer them to the 1:1 Chase Ultimate Rewards transfer partners.

The Ink Business Preferred also has one of the best credit card sign up bonuses and one of the largest Ultimate Rewards signup bonuses currently worth $1,000 in award travel. You get 80,000 bonus Ultimate Rewards points by spending $5,000 in the first 3 months.

The annual fee is $95 and there is no foreign transaction fee.

Wells Fargo Propel

The information related to Wells Fargo Propel American Express® Card has been collected by Johnny Jet and has not been reviewed or provided by the issuer or provider of this product or service.

The Wells Fargo Propel American Express® card is one of the best no annual fee travel credit cards. You earn unlimited 3x points on a variety of lifestyle purchases including travel, gas stations, transit, restaurants, and popular streaming services. Your points can be worth as much as 1.5 cents each when booking award flights on the Wells Fargo travel center with the Wells Fargo Propel card.

The signup bonus is 30,000 bonus points worth $300 by spending $3,000 in the first 3 months.

Learn more: Cash Back Credit Cards

Summary

Chase has the most contactless credit cards but most major banks have several to offer. More retailers are accepting contactless payments. Getting your card now means you are prepared for this growing trend. Hopefully, you will have no problem finding your favorite card to earn the most valuable rewards.

Josh Patoka

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Editorial Note: The editorial content on this page is not provided by any bank, credit card issuer, airlines or hotel chain, and has not been reviewed, approved or otherwise endorsed by any of these entities.

The Best Contactless Credit Cards for Your Wallet

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